ClearGauge Wealth · Hermanus, South Africa
A separately priced written second opinion, or ongoing advice with a clear advisory-fee cap.
ClearGauge Wealth helps individuals and families consider how their financial arrangements work together. Start with an independent Financial Clarity Review™ or discuss ongoing financial planning and portfolio oversight with Werner Gerber, CFA.
A personal message from Werner
After a decade in wealth management, I founded ClearGauge Wealth to offer personal advice with a clear ceiling on ongoing advisory fees.
A percentage fee can grow with your investments, even when the work involved has changed very little. I believe you should be able to see what advice costs in rand and understand what you receive for it. Our fee caps are reviewed annually in March.
I deliberately work with a smaller number of clients so I can stay closely involved, offering hands-on advice with the personal feel of a family office. I want you to understand what I recommend, why I recommend it and what it will cost, and to feel comfortable asking questions.
My ambition is not to build the largest advice business. It is to build one that clients trust enough to recommend to their children.
If you would like a fresh look at your financial arrangements, the short video explains how a Financial Clarity Review™ works.
Werner
Start a conversationAI-generated narration and illustrative imagery.
ClearGauge Wealth is an independent financial-advice practice based in Hermanus, serving individuals and families across the Overberg and beyond.
We provide written second opinions through a Financial Clarity Review™, ongoing financial planning through Ongoing Advice, Estate Liquidity assessments, and focused Share Portfolio Guidance.
Advice before action.
You may be approaching retirement, considering a business sale, or trying to understand how investments, property, trusts and offshore assets fit together. A review can help you examine the connections before deciding what, if anything, should change.
A Financial Clarity Review examines how they work together towards your objectives and gives you an independent written view of what is clear, missing or worth investigating.
You decide what happens next. There is no obligation to appoint ClearGauge Wealth.
We first establish whether the work is a suitable fit and agree its scope and fee.
Your financial landscape
Choose the parts of your finances you would like to discuss. The questions below can help you decide where to begin.
Choose any areas that are on your mind.
Discuss these questionsChoices stay in this browser tab for your enquiry. This step sends no information to ClearGauge Wealth and does not ask for financial amounts.
Start with the work you need.
Financial Clarity Review™
A separately scoped review of how your existing arrangements work together, ending in a written report. You can keep your existing adviser. There is no obligation to appoint ClearGauge Wealth for ongoing advice.
Once-off review: Foundation from R10,000 · Strategic from R15,000.
See what the review coversOngoing Advice
A continuing relationship for financial planning and portfolio oversight. The work, review frequency and access arrangements are agreed before appointment.
Foundation Advisory: 0.75% a year, capped at R5,000 a month. Strategic Advisory: 1.00% a year, capped at R7,500 a month.
See the ongoing service and termsThese caps apply to ClearGauge Wealth advisory fees only. Other provider charges may apply. Caps are reviewed annually in March; any changes are communicated in advance and applied under the agreed terms. The applicable percentage applies below the cap threshold. See the full fee schedule.
Cash when it is needed
Assess how estate obligations and your family’s cash needs could be funded, considering ownership, beneficiaries, access and timing.
Scope and fee agreed before the assessment. Legal drafting, specialist tax advice and estate administration remain with the appropriate professionals.
A focused investment question
Research, portfolio reviews and second opinions for direct-share investors who want professional input while retaining control of their decisions.
Once-off engagements typically from R10,000
A fictional family example showing connections, open questions and priorities. It is not a client result or a recommendation for you.
An illustrative index of important records, contacts and unresolved actions. A Life File is included only where agreed in your scope; it does not grant authority to act or confirm legal validity.
Read about the founder and principal adviser's experience, approach and professional verification links.
A few starting points for the decisions that matter to your finances.
Second opinions
When could another independent view help, and what should you ask before making a change?
Advice fees
Understand what you pay, what the fee covers and how to compare the service you receive.
Retirement income
Explore how withdrawals, inflation and investment risk affect the sustainability of retirement income.
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Professional advice. Professionally priced.
Our Fair-Share Hybrid Model uses a percentage fee below the applicable portfolio threshold and a capped monthly advisory fee thereafter. Monthly fee caps are reviewed annually in March. Any changes are communicated in advance and applied in accordance with the agreed terms.
Compare fees with the calculator Discuss ongoing advice0.75% a year below R8 million.
Cap applies from R8 million.
R60,000 a year at the current cap.
1.00% a year below R9 million.
Cap applies from R9 million.
R90,000 a year at the current cap.
These caps cover ongoing ClearGauge Wealth advisory fees only. Annual amounts are twelve monthly caps at current rates; future cap changes are not included. Platform, investment-management, product and other third-party charges may apply separately. The Financial Clarity Review has a separate once-off fee from R10,000. No VAT is currently added to ClearGauge Wealth advisory fees. Scope, tier and terms are confirmed in writing. Read the full fee terms.
Independent thinking, made visible
The Library explains retirement, investing, tax, estates and choosing an adviser. Company Research sets out the financial record and the evidence behind it.
Advice before action.
Tell us what has prompted your enquiry. We first confirm whether we can help and agree the scope and fee before any work begins.
